Transit Insurance

Insurance cover for your goods and vehicles during the move, arranged through insurance companies, with help from our team for any claim.

Even with the best packing and the most careful team, a long journey carries some risks that no mover can fully control: road accidents caused by others, fire, floods or heavy rain. Transit insurance protects the value of your goods against these risks, so a rare accident does not become a major financial loss.

We arrange transit insurance for household goods, office items, cars and bikes on local and intercity moves. The insurance is issued by an insurance company, and our team helps you through the whole process, from declaring the value to filing a claim if it is ever needed.

What transit insurance covers

The exact cover depends on the policy chosen, but transit insurance typically protects against:

  • Damage or loss caused by road accidents involving the vehicle carrying your goods.
  • Fire during transit.
  • Natural events such as floods, storms and landslides.
  • Theft of the entire consignment.

Some policies also cover damage during loading and unloading. Our team will explain what is included and excluded in the policy before you decide.

How the insurance process works

  1. Declare the value: you prepare a list of goods with their current value. For high-value items like electronics or furniture, you may need to give approximate purchase values.
  2. Premium: the premium is a percentage of the declared value, which we share in the quote.
  3. Policy: the policy is issued before the goods leave your home, and you receive a copy.
  4. Delivery check: at delivery, you check the goods against the packing list and note any damage on the delivery receipt.
  5. Claim: if there is damage covered by the policy, we help you file the claim with photos and documents within the required time.

When transit insurance is most useful

  • Intercity moves, where goods spend days on highways.
  • Moves that include expensive electronics, furniture or artwork.
  • Car and bike transport.
  • Moves during the monsoon, when weather risks are higher.
  • Office moves with costly equipment.

Declaring the right value

The claim amount depends on the value you declare. If you declare a very low value to save on premium, the claim settlement will also be low. We recommend declaring the realistic current value of your goods. Our team can help you prepare the list.

Items that are usually not covered

Cash, jewellery, important documents, and items packed by the customer are generally not covered by transit insurance. Mechanical or electrical faults without any external damage are also usually excluded. Please carry valuables and important documents with you.

Insurance for local moves and storage

Transit insurance is not only for long journeys. For local moves within Surat, insurance can be useful if you are moving expensive furniture, electronics or artwork. For goods kept in our storage facility, separate storage insurance can be arranged for the storage period. Our team will tell you which option suits your move.

Why arrange insurance through us

  • Clear explanation of cover, exclusions and premium before you decide.
  • Policy arranged before your goods are loaded.
  • Help with preparing the list of goods and values.
  • Support with documents and follow-up if you ever need to claim.
  • Available for household goods, office items, cars and bikes.

Want to insure your move? Mention it in the quote form and we will include the insurance details in your quote.

Available Across Surat

We provide this service in every part of Surat, including:

See all areas we serve

Our Process, Step by Step

  1. Share your details

    Fill the quote form, call or WhatsApp us with your moving date and locations.

  2. Free survey and quote

    We survey your goods (in person or on video call) and give a fixed written quote.

  3. Packing and loading

    Our trained team packs everything with quality material and loads it carefully.

  4. Safe delivery

    We deliver on time, unload, unpack and help you set up at your new place.

Transit Insurance - FAQs

How much does transit insurance cost?

The premium is a small percentage of the declared value of your goods. The exact rate depends on the distance, type of goods and policy, and is shown in your quote.

Is insurance compulsory for my move?

No, it is optional. We strongly recommend it for intercity moves, vehicle transport and moves with high-value items.

What should I do if something is damaged at delivery?

Note the damage on the delivery receipt, take clear photos and inform us within 48 hours. We will guide you through the claim process with the insurance company.

Are jewellery and cash covered by transit insurance?

No. Cash, jewellery and important documents are generally not covered. Please carry them with you during the move.

Can I insure goods during a local move or storage?

Yes. Insurance can be arranged for local moves within Surat and for goods kept in storage. Our team will suggest the right cover.

Diamond Unit and Office Shifting

Careful shifting of diamond cutting and polishing units and offices in Surat: machines, ghanti, tables and records moved with minimum downtime.

Textile Machinery and Factory Shifting

Shifting of textile machines, looms, embroidery machines and complete factories in Surat and South Gujarat, with planning, rigging and transport.

Shop and Showroom Shifting

Shifting of shops, showrooms and retail stores in Surat: stock, display units, glass counters and fixtures moved after hours for a quick reopening.

Part Load and Full Truck Load

Send a few items or a full truck from Surat to any city in India. Part load for small moves, full truck load for complete homes and business goods.

Planning a move? Get a free quote today.

Tell us where you are moving and we will share a clear, fixed price. No hidden charges.

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